Energy efficient small appliances can help to stretch your energy costs. Cooking your meals at home, or at least reducing your meals eaten out can help too. We've found making a budget and sticking to it, a way to really keep expenses in check and to provide for an emergency... More results like this http://notmadeofmoney.com/blog/2006/10/having-more-money-to-spend-counting-pennies-where-you-can.html Tags:moneybudgetchristmaspenniesenergy costsemergency fundchristmas seasonsmall appliancesarray array